Kings Canyon

Important Web Sites

There are a lot of excellent web sites, blogs, and articles related to personal finance.  Here is my list.

Web Sites

MacroTrends.net has a well-user chart of the SP500 returns since 1928.  You can move the slider at the bottom to narrow down the range of years.  Plus if you hove over the bars, you can see the year and the percentage of return for that year.  Very useful for showing returns over a period of time.

DQYDJ is well known for its calculators.  This link is to their SP500 return calculator which will help you determine what your return could have been for a range of years if you had left your money in a SP500 Index fund.

finviz.com is known for its ‘heat map’ of financial sections but it is also a web site where you can do some research.

Industry group performance and other metrics are be viewed at Finviz.

ESI Money is known for its Millionaire Interviews.  Recently a summary article was posted which summarized the investing strategies of these millionaires.

Networthify is a graphing site that shows the impact of of saving a certain percentage of your earnings. Enter some numbers and see what it shows for how long you must retire, assuming a 4% Safe Withdrawal Rate.

Financial 180 has articles on Financial Independence and FIRE.  One article of interesting is How Long Will You Work which discusses how long to reach FI with a certain savings rate.

Blogs

MrMoneyMustache is the first personal finance blog I ever read.  It made quite an impression on me, and it led me to start reading about personal finance, minimalism, saving, and investing.  The owner of the blog retired at age of 30 after working 9 years and saving 80% of his income.  Retiring in his situation means he still did other types of work, just not corporate work.

This site also has a forum which I read regularly.

Articles

I saw this article on 16 Ways to Avoid the 10% Early Withdrawal Penalty from your IRA or 401K without a penalty.  One option is based on IRS rule 72(t) which allows Substantially Equal Periodic Payments (SEPP) as a distribution from your retirement account.